Open your real estate agency with full confidence.
Mis à jour le 29 July 2026 · Vérifié par l'équipe juridique Charikaty
Negative certificate, articles, RC, ICE, compliance toolkit ready: we create your real estate agency company from A to Z, 100% online.
*Typical timeframe after filing, depends entirely on authorities.
Mandates without a company reassure no one.
Solid mandates
The mandate is governed by the DOC (article 879) and validly formed agreements are binding (article 230).
AML compliance
Real estate agents are subject to anti-money-laundering law 43-05 (article 2, point 14): due diligence from the first file.
Assets protected
The SARL separates your personal assets from the agency: a transaction dispute never reaches your home.
Sanctions avoided
AML breaches cost 20,000 to 1,000,000 DH (law 43-05, article 28). A proper internal system protects you.
What the law expects from a real estate agency.
No general professional law for real estate agents has been enacted to date: the verified official baseline is anti-money-laundering compliance (law 43-05) and mandate law. Fact sheet verified by our legal team against the official 2026 texts.
Seul ou à plusieurs, le choix est simple.
Un prix fixe, connu avant de commencer.
Tu démarres avec 700 MAD, tu payes le reste quand ta société existe.
Trois jours ouvrables entre le dépôt et ta société.
Discovery
30 minutes with your legal advisor to frame your project and choose the pack.
Day 1Negative certificate
We reserve your company name with OMPIC.
Day 1–2Articles signed online
Drafted by your legal advisor, signed with a legalized electronic signature.
Day 2RC + ICE filing
Full file submitted: registration and tax identifiers.
Day 3Launch
Welcome kit and company documents delivered online. You can sign your mandates.
+3 business days**Typical timeframe after filing, depends entirely on authorities.
Everything we get asked about real estate agencies.
Do I need a professional card to be a real estate agent?
No enacted official text imposing a professional card or general authorization was found in the sources consulted in 2026. The confirmed official obligation is anti-money-laundering compliance under law 43-05, which applies from your first transaction. If a sector reform is enacted, your Charikaty legal advisor will alert you.
What does the anti-money-laundering law actually require?
Four things (law 43-05): a risk-based internal due diligence system (article 3), identification of every client and beneficial owner (article 4), document retention for 10 years (article 7) and suspicion reporting to the competent Authority (article 9). We deliver the templates with your incorporation.
Is my commission capped?
No official legal scale for agency commissions was found. Your commission is a matter of contractual freedom: it is set in the mandate, which is governed by the DOC (article 879) and becomes binding once validly formed (article 230). Hence the importance of a written, signed mandate.
What sanctions if I neglect compliance?
Law 43-05 provides a financial penalty of 20,000 to 1,000,000 DH for breaches of due diligence obligations (article 28), and money laundering itself is punished under articles 574-3 to 574-5 of the Criminal Code. Compliance is not optional, even for a small agency.
What if I hire a negotiator?
From the first employee, the CNSS requires the agency's affiliation within the month of hiring, the employee's registration and salary declarations. Your Charikaty file prepares the affiliation alongside the incorporation.
